Insurance Information
At Friendly Dental Co, we believe understanding your dental insurance should be simple, not stressful.
Dental Insurance Made Simple at Friendly Dental Co
One of the first questions patients ask us is whether we accept their insurance and what a visit will actually cost. We understand that dental coverage can feel confusing, and no one wants to be caught off guard by a bill after treatment. At our Dry Ridge and Cynthiana offices, our team takes the time to review your plan, explain what is covered, and help you make the most of your benefits so you can focus on your smile instead of the paperwork.
Insurance Information
Dental Plans We Accept
Friendly Dental Co works with a range of dental insurance plans across our two Kentucky locations in Dry Ridge and Cynthiana. Because every plan is different, our front office team verifies your specific coverage before treatment and walks you through your estimated benefits, so you always know what to expect before you sit in the chair.
If you do not see your plan listed below, please reach out to our office. We accept most major PPO dental plans and are always happy to confirm your individual benefits.
- Delta Dental Premier
- Careington Umbrella Network
- Most major PPO dental plans (contact our office to verify your specific benefits)
Payment and Financing Options
Affordable Care With or Without Insurance
We believe quality dental care should be within reach whether or not you carry dental insurance. For patients who want to spread the cost of treatment over time, we offer financing options that turn larger procedures into predictable monthly payments rather than one large expense.
Our financing partners give you flexibility based on your needs. CareCredit is a healthcare credit card with promotional interest-free plans and longer-term options for larger cases. Cherry is a buy-now, pay-later option with no hard credit check and fast approval across a wide range of credit. Proceed Finance is built for larger treatments such as dental implants and full-arch cases, with fixed rates and extended terms for higher amounts.
If you do not have dental insurance, our in-house membership plan is an affordable way to stay on top of your care. Members receive routine preventive care for the year, plus savings on any additional treatment they need, with no yearly maximums, deductibles, or waiting periods.

Frequently Asked Questions
We know questions about coverage and cost are among the most common concerns patients have before an appointment. Below are answers to some of the questions patients ask most often about insurance and payment.
What Is Oral Surgery?
We work with many major PPO dental plans, including Delta Dental Premier and the Careington Umbrella Network. Because coverage varies from one plan to the next, the best first step is to contact our Dry Ridge or Cynthiana office so our team can verify your specific benefits before your visit.
What if I do not have dental insurance?
You still have affordable options with us. Many of our patients without insurance join our in-house membership plan, which covers routine preventive care for the year and includes savings on additional treatment. We also offer financing through CareCredit, Cherry, and Proceed Finance to help your care fit comfortably within your budget.
Will I know my costs before treatment?
Yes. Our team reviews your plan and provides an estimate of your coverage and any out-of-pocket costs before treatment begins, so there are no surprises along the way. We are always glad to answer questions about your benefits and the payment options available to you.