Financing Options
Getting the dental care you need should never feel out of reach because of cost.
Flexible Dental Financing Made Simple and Accessible
We know treatment costs can be one of the biggest reasons patients put off the dental care they need, especially for larger procedures. At Friendly Dental Co, we never want a price tag to stand between you and a healthy smile. That is why we offer a range of flexible financing options at both our Dry Ridge and Cynthiana locations, so you can move forward with treatment now and pay for it in a way that fits your monthly budget.
Financing Information
Payment Options That Work for You
Every patient’s situation is different, which is why we partner with trusted financing companies that offer a variety of terms and approval options. Whether you are covering a routine treatment or planning for a larger case like dental implants or full-arch restoration, there is likely an option that fits both your needs and your budget.
Our team is happy to walk you through each choice and help you find the one that makes the most sense for you. Many of these options offer quick approval and interest-free promotional periods, so you can start your treatment sooner rather than later.
- CareCredit: A healthcare credit card offering promotional 0% APR plans from 6 to 24 months, plus longer fixed-rate terms for larger cases. The whole family can reuse it, and approval is quick.
- Cherry: A buy-now, pay-later option with no hard credit check and 0% APR plans available. Approval is fast and works across a wide range of credit backgrounds.
- Proceed Finance: Designed for larger treatments such as dental implants, full-arch, and full-mouth cases, with fixed rates and longer terms of up to about eight years for higher amounts.
No matter which option you choose, our goal is the same: to make quality dental care affordable and stress-free. If you are unsure which plan is right for you, our front office team can help you compare your choices during your visit.
Process
Applying for dental financing with us is straightforward, and our team is here to guide you through every step.
1. Discuss Your Treatment Plan
First, we will review your recommended treatment and provide a clear estimate of the cost. This helps you understand exactly what you are planning for before deciding how to pay.
2. Choose Your Option
Next, our team will walk you through the financing options available, including CareCredit, Cherry, and Proceed Finance, and help you find the one that best fits your budget and treatment needs.
3. Apply and Get a Decision
Once you have chosen an option, applying is quick and simple. Many of our financing partners offer fast approvals, and some, such as Cherry, do not require a hard credit check.
4. Begin Your Care
After approval, you can move forward with your treatment right away and pay over time through manageable monthly payments, so there is no need to delay the care you need.
Using Medical Benefits for Surgical Care
Coverage That Can Lower Your Out-of-Pocket Cost
For certain procedures, financing is not the only way to make care more affordable. Some of the surgical treatments we provide, including dental implants and oral surgery, may be covered under your medical insurance rather than your dental plan. This is an option many patients do not realize is available to them.
Because medical benefits can apply to medically necessary surgical procedures, using them may reduce the amount you need to pay out of pocket or finance. That can make a meaningful difference for larger cases such as dental implants and full-mouth reconstruction.
Our team can help you understand whether your treatment may qualify for medical coverage and how it can work alongside our financing options. Combining the two is often the most cost-effective way to move forward with major treatment.
Frequently Asked Questions
We understand that figuring out how to pay for dental care can feel overwhelming, so we want to make it as clear as possible. Below are answers to a few common questions about our financing solutions.
Do you offer interest-free financing?
Yes. Several of our financing partners, including CareCredit and Cherry, offer promotional 0% APR plans. Terms vary by option, and our team can help you find a plan with an interest-free period that fits your treatment and your budget.
